This Christmas.

On the first day of Christmas don’t borrow any money.

On the second day of Christmas mute all TV advertising.

On the third day of Christmas put your phone on silent.

On the fourth day of Christmas go to a service and sing carols. Have a dram of whisky.

On the fifth day of Christmas remember ‘peace and goodwill ’ do something nice for a stranger.

On the sixth day of Christmas have a couple of drinks with your pals and sing.

On the seventh day of Christmas play a daft board game with the kids.

On the eight day of Christmas tell your family that you love them.

On the ninth day of Christmas take the dog for a walk and get muddy.

On the tenth day of Christmas make a curry with the left overs.

On the eleventh day of Christmas take a look at zero owing on your credit card. That’s your gift.

On the twelfth day of Christmas go to sleep on the sofa-

and smile.